💜 Our Structure

Two organizations.
One platform.

IOUHome and IOULegacy are commercial subscription products operated by IOUMore, LLC under license from IOU, Inc. — a registered 501(c)(3) non-profit that separately operates a charitable program for those who serve and those facing life-changing diagnoses.

Our Two Entities

Distinct organizations, sharing one platform under license.

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IOUMore, LLC

Operates the commercial IOUHome and IOULegacy subscription products under license from IOU, Inc. Subscriptions are commercial transactions — not charitable contributions.

Commercial Operator
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IOU, Inc.

A registered 501(c)(3) non-profit (EIN 81-2203628) that holds the platform IP and separately operates a charitable program providing the IOULegacy platform at no cost to qualifying recipients, funded by sponsors, grants, and donors.

501(c)(3) Non-Profit

Who IOU, Inc.’s Charitable Program Serves

Free IOULegacy accounts are provided by IOU, Inc. as a charitable program, funded by sponsors, grants, and donors — independently of any commercial subscription.

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Deployed Service Members

Currently serving overseas with limited access and maximum need for family protection.

Veterans

Those who served our country and deserve peace of mind for their families.

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First Responders

Police, firefighters, paramedics, and their families who face risk every day.

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Gold Star Families

Families who lost a loved one in military service. Their legacy matters.

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Debilitating Conditions

People and families impacted by ALS, Parkinson's, Alzheimer's, MS, and other conditions.

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Their Families

The free IOULegacy account extends to the entire household.

Two ways to engage

Subscribe to IOUHome or IOULegacy as a commercial customer, or support IOU, Inc.’s charitable program directly.

🚀 Start a Subscription 💜 Donate to IOU, Inc.